Optiwealth is a Wealth Management firm specialising in the provision of professional Financial Advice to Irish Irish Opticians. We are not affiliated to any bank or financial provider. We excel in providing impartial financial and business advice that is tailored to the specific needs of Irish Irish Opticians. We provide Financial Appraisals of your personal and business affairs.
- Our focus is on the appraisal of personal and business finances to reduce tax, reduce cost and increase performance.
- Independent; no Affiliations or Alignment to any firm. Relationship with YOU and not your money
- Goal Based Wealth Management Solutions.
- Integrated Wealth Management System – REAP™, that helps you build a Wealth Management Foundation, develop wealth and then retain everything you have accumulated.
Optiwealth makes it easy for clients to access world class long term investment management, without hidden fees or large commissions. We construct, develop and manage your personalised Globally diversified Investment Portfolios across all asset classes.
We follow Modern Portfolio Theory as detailed by Harry Markowitz. Markowitz won the Nobel Prize for Economic Sciences in 1996 after decades of research and performances of his theory.
The first step in our methodology is to identify a broad set of diversified asset classes to serve as the building blocks for our portfolios. We determine the optimal mix of our chosen asset classes.
Optiwealth often uses cost-effective, index-based Exchange-Traded Funds (ETFs) where a Client”s focus is on cost reduction. We look for ETFs that minimize cost and offer market liquidity. The Instruments chosen will depend on the strategy ie. Active or Passive Portfolios.
Determining Your Risk
Once the Efficient Frontier has been established, it is necessary to pinpoint an investor’s risk tolerance in order to identify the ideal asset allocation for his or her needs. Rather than asking the typical 25 questions asked by financial advisors to identify an individual’s risk tolerance, Optiwealth simplifies our risk identification process to fewer questions.
Rebalancing and Monitoring
Finally, we constantly monitor our clients portfolios and periodically rebalance each back to it’s target mix in an effort to optimise returns for their intended level of risk. After taking tax implications and trading costs into consideration, we rebalance periodically.